Gold Savings Scheme
Invest in Your Future with
Nethralia Jewellery
Unlock the power of gold with Nethralia Jewellery Pvt Ltd’s upcoming Gold Savings Scheme, an app-exclusive feature for our premium customers in India. Based in Coimbatore, we’re crafting a seamless way to invest in gold jewelry and grow your wealth. This feature is only available on our “Nethralia Digital Gold” app—not on our website, which is exclusively for shopping luxury jewelry.
Save systematically for premium European-inspired designs like necklaces, rings, and bangles through the app. Perfect for kids, women, and men, our Gold Savings Scheme offers flexibility and exclusivity. Plus, track your purchases, their original value, and current market value in real-time, just like a trading app—all within “Nethralia Digital Gold.”
Why choose a Gold Savings Plan?
Our Golden 10+1 Plan is designed for smart jewellery buyers who want to plan their purchases while gaining extra value. Pay for 10 months, and we’ll pay your 11th installment, giving you a total benefit of 9.09% when you redeem.
Whether you’re saving for a wedding, gifting, or a future celebration, this plan helps you buy jewellery in a disciplined and rewarding way. By running this scheme online, we cut down retail overheads and pass on the benefits directly to you.
Visual Calculator
Golden 10+1 Calculator
6 months: 5 paid + 25% bonus of 1 installment.
8 months: 8 paid + 80% bonus of 1 installment.
How It Works: 3 Easy Steps
Pay Monthly
Choose your monthly savings amount (minmum 1000) , and pay for 10 consecutive months.
Get Special Discount
We add your 11th installment, absolutely free.
Shop Smart
Redeem your full amount (your 10 payments + 1 bonus) on gold jewellery purchase. Valid for 7 months.
Benefits of Golden 10+1 Plan
Save monthly and earn bonus value
No interest or hidden charges
Easy tracking via our Nethralia app
Voucher can be clubbed with other offers
Free shipping and 7-day money-back on jewellery
No fixed product selection upfront
Key Features
Plan Duration
10+1 months
Bonus
1 installment paid by Nethralia
Minimum Amount
₹1000
Maximum
₹1,00,000 per plan
Redemption Type
Voucher
Validity
7 months post maturity
Nominee Option
Yes (can be updated anytime)
Payment Mode
Payment Gateway or NEFT
What Happens If...
I miss an installment?
- Missing up to 2 payments = still eligible for full bonus
- Miss more than 2 = plan value redeemable without bonus
I cancel midway?
- No cancellation or refund. You can still redeem whatever amount paid towards jewellery.
I want to redeem early?
- After 6 months and 5 successful payments, you can redeem with proportional value (without full bonus).
Frequently Asked Questions
No. This plan applies to gold jewellery only. Coins and solitaires are excluded.
Yes. But the plan matures only after 11 months. Early full payment does not speed up the benefit.
Yes. You can manage multiple plans under one Nethralia account.
The voucher expires. Please use within the validity.
Yes. No convenience fee will be charged. But activation is done only after funds are confirmed.
This fee covers payment gateway processing. NEFT is free but not instant.
Minimum installment is ₹100. Maximum per transaction is ₹1,00,000.
You can stop paying anytime, but you won’t get a refund. The amount you’ve saved can still be used to buy jewellery (excluding bonus).
Yes. All details, transactions, and plan records are securely stored and viewable in the Nethralia app.
All your plan details, transaction history, and redemption voucher will be visible on the Nethralia mobile app.
Yes. You will get app, SMS and email reminders for due dates.
